Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

by Seth PfaehlerAffordability, For Buyers, Mortgage RatesPosted on Comments are Disabled

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the …

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Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market

by Seth PfaehlerFor Buyers, For Sellers, ForeclosuresPosted on Comments are Disabled

If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that’s a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear: Today’s foreclosure numbers are in line with what’s considered normal High home equity is …

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Are Big Investors Really Buying Up All the Homes? Here’s the Truth.

by Seth PfaehlerFor BuyersPosted on Comments are Disabled

It’s hard to scroll online lately without seeing some version of this claim: “Big investors are buying up all the homes.” And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping …

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The Credit Score Myth That’s Holding Would-Be Buyers Back

by Seth PfaehlerFirst-Time Buyers, For Buyers, Rent Vs BuyPosted on Comments are Disabled

Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t. And sometimes, it’s their credit score that’s holding them back. According to a Bankrate survey, 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage. That may …

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Expert Forecasts Point to Affordability Improving in 2026

by Seth PfaehlerFor Buyers, For Sellers, Forecasts, Home Prices, Inventory, Mortgage RatesPosted on Comments are Disabled

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? …

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