Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

by Seth PfaehlerAffordability, For Buyers, Mortgage RatesPosted on Comments are Disabled

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the …

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Expert Forecasts Point to Affordability Improving in 2026

by Seth PfaehlerFor Buyers, For Sellers, Forecasts, Home Prices, Inventory, Mortgage RatesPosted on Comments are Disabled

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? …

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Why More Homeowners Are Giving Up Their Low Mortgage Rate

by Seth PfaehlerFor Sellers, Mortgage Rates, Selling TipsPosted on Comments are Disabled

If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s fair. That rate has been one of your best financial wins – and it can be hard to let go. But here’s what you need to remember… A great rate …

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The Housing Market Is Turning a Corner Going into 2026

by Seth PfaehlerFor Buyers, For Sellers, Forecasts, Inventory, Mortgage RatesPosted on Comments are Disabled

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again. No, it’s not a surge. But it is a shift – and it’s …

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Would You Let $80 a Month Hold You Back from Buying a Home?

by Seth PfaehlerAffordability, First-Time Buyers, For Buyers, Forecasts, Mortgage RatesPosted on Comments are Disabled

A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate? But here’s the thing: that 5.99% number might not save you as much as you think. Affordability is …

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